Your credit report could be costing you money if it contains errors or outdated negative information, because of this simple fact: your report forms the basis of your credit score, and these days, your credit score has become instrumental in presenting lenders, employers and insurers a financial “snapshot” of your creditworthiness.
The good news is this: resolving key derogatory issues in your credit report is within your reach. If you don’t like the current poor condition of your credit rating, you can do most things yourself to spruce up and boost your credit score, legally and relatively quickly. You can fix your own credit.
Here is a free article showing how you can dispute credit report errors that might be lurking in your credit history: “How You Can Dispute Key Derogatory In Credit History, Remove Errors From Your Credit Report”